Category: Uncategorized

Budget 2015: good news for savers, first-time buyers and pensioners

by Patrick Goddard, Independent Financial Adviser By and large, it was the pre-election Budget that everyone expected; and it provided at least something for most…

New pension rules: don’t forget about tax

by Paul Northmore, Managing Director The new pension rules announced last year come into effect on 6th April 2015 – “Freedom Day”.   From that date,…

Should you cash-in your final salary pension?

By Patrick Goddard, Independent Financial Adviser If you have a final salary pension scheme, many people may be rather envious!  These schemes, which usually pay…

I am fed up with my job – can I retire?

by Peter Harrison FPFS, Independent Financial Adviser. This is a question I get asked a lot: “I’ve been at work since I left college –…

How Julie saved £144,000

by Mike LeGassick, Independent Financial Adviser with Manning and Company Julie* from Plymouth worked hard as a social care worker.  She also planned for the…

How Julie saved £144,000

Julie* from Plymouth worked hard as a social care worker.  She also planned for the future, putting money away faithfully into her Final Salary pension…

Six equity release myths exploded

By Mike LeGassick, Independent Financial Adviser If you’re in need of a cash lump sum, you may consider joining the thousands of people who have…

What the Scottish No vote means for your finances

by Steve Phillips, Independent Financial Adviser So the Scottish referendum didn’t result in an independent Scotland; and the dust is still settling after the victory…

The simple question worth £176,000.

By Mike LeGassick, Independent Financial Adviser, Manning and Company When it comes to critical illness, we so often think, “It’ll never happen to me”.  But…

What’s happened since the Mortgage Market Review?

By Paul Northmore, Managing Director At the end of April the mortgage landscape changed dramatically due to the Mortgage Market Review (MMR). As our previous…