PERSONAL FINANCIAL ADVICE
Your home is a valuable asset – so if you’re struggling financially, or just want to enjoy life a bit more, it could make sense to use that asset to your advantage.
Equity release allows you to take some of the value out of your property as cash, while allowing you to continue living in your home. There are typically two options:
Home reversion – you sell your property to a reversion company and receive a cash sum, but you can continue to live there rent-free.
Lifetime mortgage – you keep ownership of your property, but take out a loan against its value to give you a cash sum. The loan, plus interest is eventually repaid when your property is sold.
It’s important to be aware that you may not receive the full market value for your property in an equity release scheme. It’s not a decision to take lightly, and there may be other ways of accessing the funds you need before considering equity release. Speak to one of our advisers, and we’ll carefully guide you through the benefits and implications, so you can make an informed choice.
The box set looks at the two main types of products, Lifetime Mortgages and Home Reversion and covers important topics including the amounts you can typically raise, eligibility, the advice process, and potential impacts on means tested benefits. The interactive box set also looks at some of the alternatives people might consider and ongoing considerations once equity release is in place.
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We can advise you on the things you’d expect, including Mortgages, Pensions and Equity Release and Investments, but we can also discuss your bigger ambitions and help you achieve these through your finances.
Five reasons you may wish to transfer out of your DB pension.
and five reasons you may not.
We have joined forces with Money alive to bring you a series of videos on the options available to members of final salary schemes.
For over 30 years Manning and Company has been giving clients trustworthy, proven and personal financial advice.
We provide a wide range of financial services that include Business Services, Equity Release Advice, Mortgage Advice, Protection Insurance Advice, Retirement & Pensions and Savings & Investments Advice.
Based in Ivybridge near Plymouth, we’re a respected and well-established name in Plymouth and South Devon – but we also work with clients throughout the UK.
We provide financial guidance to individuals and businesses alike. We’re completely independent of any financial institutions, and we offer financial products from across the whole of the market – so our clients always get fully-informed, impartial advice.
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PERSONAL FINANCIAL ADVICE
PA to Director Mike LeGassick
Sharon is PA to Director Mike LeGassick.
Sharon joined Manning and Company in 2017 having worked for City College Plymouth.
Sharon lives in Plymouth with her family.
Managing Director
Paul has vast experience in all elements of financial planning and enjoys taking a life planning approach with his clients realising their goals through their finances.
Paul has been with Manning and Company since 1993 working closely with the founder for many years before being appointed Managing Director in 2010.
Paul has retained his clients for many years. It is not simply a ‘one off’ visit, but a deep relationship.
Meetings are scheduled, building trust and helping people achieve their life desires and ambitions.
When not advising, Paul serves as a Trustee to two local charities and has also appeared in Wealth & Finance Magazine.
