Category: Pensions

Inflation – The risk in taking no risk

by Mike LeGassick, Independent Financial Adviser Any discussion with a prospective investment client should always include a detailed chat about their attitude to investment risk….

Why pensions are like ice cream

Mike LeGassick, Independent Financial Adviser with Manning and Company, explains why the blended approach to retirement income planning could be the best choice. If you…

Budget 2015: good news for savers, first-time buyers and pensioners

by Patrick Goddard, Independent Financial Adviser By and large, it was the pre-election Budget that everyone expected; and it provided at least something for most…

New pension rules: don’t forget about tax

by Paul Northmore, Managing Director The new pension rules announced last year come into effect on 6th April 2015 – “Freedom Day”.   From that date,…

Should you cash-in your final salary pension?

By Patrick Goddard, Independent Financial Adviser If you have a final salary pension scheme, many people may be rather envious!  These schemes, which usually pay…

I am fed up with my job – can I retire?

by Peter Harrison FPFS, Independent Financial Adviser. This is a question I get asked a lot: “I’ve been at work since I left college –…

How Julie saved £144,000

by Mike LeGassick, Independent Financial Adviser with Manning and Company Julie* from Plymouth worked hard as a social care worker.  She also planned for the…

Don’t let freedom go to your head

by Mike LeGassick, Independent Financial Adviser, Manning and Company The recent Budget announcement on pension reform heralds a seismic shift in the personal pensions market….

Budget 2014

In honour of the new twelve-sided pound coin announced on Budget Day, here are our twelve top headlines from the Budget 2014. First, for individuals:…